Builders

At Prosperity Lending, we offer more programs, more products and faster solutions.

Service & Communication

The Loan Officers we assign to our builders are the most experienced in the industry. They are trained to deliver accurate information and a high level of customer service to you and your buyers. We know that precise prequalifications, clear communication and on-time closings are critical to your business.

Consistent and honest communication is the key to a smooth home buying experience. You will receive regular updates as your buyers move through our system and their loans achieve important milestones.

Your Dedicated Team

We provide you with a dedicated, highly trained processing and underwriting team who are focused on your buyers and their loans. We know your business is different and it requires a team of skilled individuals with builder experience.

Innovative Loan Programs

We understand that each potential buyer you send to us is important and must be provided with the best lending options for their specific economic situation. Most lenders have limited flexibility in qualifying your home buyers. At Prosperity Lending, we have the products that reach outside of larger banks restrictive guidelines.

FHA

Purchase, Streamline Refinance, 203K Rehab Loans, Back to Work, Reverse – HECM

VA

$0 Down, Purchase, IRRRL Refinance, Cash-out Refinance

Conventional

Purchase, Refinance, HARP, High Balance, 97% LTV

Niche

Non-QM, Jumbo, Super Jumbo, Hard Money, Non - Warrantable Condos, Bank Statement Program

Buyers are Protected

Remove the uncertainty of interest rates from the home buying process. Our Extended Rate Locks will protect your buyers from rising interest rates while you build them the home of their dreams.